£21,000 after tax (2026/27)
On a £21,000 salary you take home £18,640 a year, which is £1,553.30 a month or £358.45 a week, in England, Wales or Northern Ireland. You pay £1,686 in income tax and £674 in National Insurance.
£21,000 salary breakdown
| Year | Month | Week | Day | |
|---|---|---|---|---|
| Gross pay | £21,000 | £1,750.00 | £403.85 | £80.77 |
| Income tax | £1,686 | £140.50 | £32.42 | £6.48 |
| National Insurance | £674 | £56.20 | £12.97 | £2.59 |
| Take-home pay | £18,640 | £1,553.30 | £358.45 | £71.69 |
Your average tax rate is 8.0% for income tax and 11.2% including National Insurance. Each extra pound you earn is taxed at a marginal rate of 28.0%.
With a pension or student loan
| Take-home a year | A month | Difference a month | |
|---|---|---|---|
| No pension or loan | £18,640 | £1,553.30 | — |
| 5% pension (net pay) | £17,800 | £1,483.30 | −£70.00 |
| 5% pension (salary sacrifice) | £17,884 | £1,490.30 | −£63.00 |
| Plan 2 student loan | £18,640 | £1,553.30 | −£0.00 |
| Plan 5 student loan | £18,640 | £1,553.30 | −£0.00 |
| 5% pension + Plan 2 | £17,800 | £1,483.30 | −£70.00 |
£21,000 after tax in Scotland
A Scottish taxpayer earning £21,000 pays £1,646 of income tax and takes home £18,679 (£1,556.61 a month). That is £40 a year more than in England.
Hourly rate
£21,000 works out at £10.77 an hour for a 37.5-hour week, below the £12.71 National Living Wage, so this salary assumes fewer hours. See the hourly wage calculator to change the hours.
FAQ
How much is £21,000 a month after tax?
£1,553.30 a month in England, Wales or Northern Ireland, or £1,556.61 in Scotland, with tax code 1257L and no pension or student loan.
How much tax do I pay on £21,000?
£1,686 of income tax and £674 of National Insurance a year, 11.2% of your salary in total.
What is £21,000 a year per hour?
£10.77 an hour at 37.5 hours a week (£21,000 ÷ 1,950 hours). After tax that is £9.56 an hour.
What would a £1,000 pay rise be worth on £21,000?
£720 a year after tax and National Insurance, or £60.00 a month: you keep 72.0% of it.