NetWageCA

Bi-weekly pay calculator Canada 2026

Most Canadians are paid every two weeks, 26 times a year. A $60,000 salary in Ontario works out to $1,820.76 take-home per cheque ($2,307.69 gross).

Ontario take-home pay 2026

$

Where you lived on 31 December

$

Deducted from taxable income; leave at 0 if none

Take-home pay every two weeks

$1,820.76

$47,340 a year · $3,944.98 a month · you keep 78.9%

Gross salary
$60,000
Federal tax
−$5,338
Ontario tax (incl. health premium)
−$2,982
CPP contributions
−$3,362
EI premiums
−$978
Take-home pay
$47,340
Where your salary goes
  • Take-home78.9%
  • Federal tax8.9%
  • Provincial tax5.0%
  • CPP5.6%
  • EI1.6%
YearMonthBi-weeklyWeek
Gross$60,000.00$5,000.00$2,307.69$1,153.85
Federal tax$5,338.29$444.86$205.32$102.66
Provincial tax$2,982.20$248.52$114.70$57.35
CPP$3,361.75$280.15$129.30$64.65
EI$978.00$81.50$37.62$18.81
Take-home$47,339.76$3,944.98$1,820.76$910.38
How much of each extra $1 you lose, by salary

Federal and provincial tax, CPP, EI on the next $100 of pay. The rate falls where EI stops ($68,900) and where CPP stops ($74,600, then CPP2 at $85,000). The short spikes are the Ontario Health Premium phasing in; the steps from about $98,591 of salary are the Ontario surtax.

0%20%40%60%$0$50K$100K$150KYou: 36%

On your next $100 of pay you keep $64.31 (marginal deduction rate 35.7%); your average tax rate is 13.9%. Your employer also pays $3,362 of CPP and $1,369 of EI on this salary.

Bi-weekly take-home by salary

Ontario, 2026, annual tax spread evenly over the pays
SalaryGross bi-weeklyTake-home bi-weeklySemi-monthlyMonthly
$40,000$1,538.46$1,281.99$1,388.82$2,777.65
$50,000$1,923.08$1,544.93$1,673.67$3,347.35
$60,000$2,307.69$1,820.76$1,972.49$3,944.98
$70,000$2,692.31$2,068.70$2,241.09$4,482.19
$80,000$3,076.92$2,319.33$2,512.61$5,025.22
$90,000$3,461.54$2,584.50$2,799.87$5,599.74
$100,000$3,846.15$2,854.08$3,091.92$6,183.84
$120,000$4,615.38$3,359.34$3,639.28$7,278.56
$150,000$5,769.23$4,012.30$4,346.66$8,693.32

Bi-weekly versus semi-monthly

Bi-weekly means every second Friday (or another fixed day): 26 pays a year, so two months each year have three paydays. Semi-monthly means twice a month, usually the 15th and the last day: 24 slightly larger pays. The annual total is the same. Occasionally a calendar year has 27 bi-weekly paydays, and some employers then pay a little less per cheque.

Why later cheques can be bigger

Payroll works out tax on each cheque as if that pay continued for the whole year, and it stops CPP and EI once you reach the year's maximum. At $100,000 in Ontario EI stops after pay 18 and CPP after pay 20, so the last few cheques are up to $284 bigger. Below $68,900 you pay EI all year. See the CPP and EI calculator.

FAQ

How much is $60,000 a year bi-weekly after tax?

$1,820.76 every two weeks in Ontario ($2,307.69 gross), or $1,743.41 in Quebec and $1,834.26 in Alberta.

How many bi-weekly pays are in a year?

Usually 26. Two months of the year have three paydays. Occasionally a year has 27, depending on which day the first payday falls.

Is bi-weekly the same as twice a month?

No. Twice a month (semi-monthly) is 24 pays a year, so each is larger: $60,000 in Ontario gives $1,972.49 semi-monthly against $1,820.76 bi-weekly.

Why did my cheque go up in the fall?

You probably reached the EI maximum of $1,123.07 or the CPP maximum of $4,230.45 for the year. Deductions start again with the first pay in January.

Related calculators